Back to list

France

NATIONAL ASSOCIATION

Olivier Avis
French Coordinator
olivier.avis@creditfoncier.fr


NATIONAL LEGISLATION

» Go to website


NATIONAL TRANSPARENCY TEMPLATE

» France - National Transparency Template.xlsx

POOL LIST

Identifier Issuer Country Model National / Harmonized
Transparency Template
Type
AXA Bank Europe SCF AXA Bank Europe SCF Obligations Foncières Go to HTT Mortgage
BNP Paribas Home Loan SFH BNP Paribas Home Loan SFH Obligations à l'Habitat Go to HTT Mortgage
BNP Paribas Public Sector SCF BNP Paribas Public Sector SCF Obligations Foncières Go to HTT Public sector
BPCE Home Loan SFH BPCE SFH Obligations à l'Habitat Go to HTT Mortgage
Compagnie de Financement Foncier Compagnie de Financement Foncier Obligations Foncières Go to HTT Mixed
Crédit Mutuel - CIC Home Loan SFH Crédit Mutuel - CIC Home Loan SFH Obligations à l'Habitat Go to HTT Mortgage
HSBC SFH (France) HSBC SFH (France) Obligations à l'Habitat Go to HTT Mortgage
Société Générale SCF SG SCF Obligations Foncières Go to HTT Public sector
Credit Agricole Public Sector SCF Credit Agricole Public Sector SCF Obligations Foncières Go to HTT Public sector
CRH Caisse de Refinancement de l'Habitat CRH Go to HTT Mortgage
CAISSE FRANÇAISE DE FINANCEMENT LOCAL Caisse Française de Financement Local Obligations Foncières Go to HTT Public sector
Credit Agricole Home Loan SFH Credit Agricole Home Loan SFH Obligations à l'Habitat Go to HTT Mortgage
Arkéa Home Loans SFH Arkéa Home Loans SFH Obligations à l'Habitat Go to HTT Mortgage
Arkéa Public Sector SCF Arkéa Public Sector SCF Obligations Foncières Go to NTT Public sector
Societe Generale SFH SG SFH Obligations à l'Habitat Go to HTT Mortgage
La Banque Postale Home Loan SFH La Banque Postale Home Loan SFH Obligations à l'Habitat Go to HTT Mortgage
CIF Euromortgage CIF Euromortgage Obligations Foncières Go to HTT Mortgage
MMB SCF MMB SCF Obligations Foncières Go to HTT Mortgage

BOND LIST

  ISIN Pool
Identifier
Initial Date
of Issuance
Maturity Date Face value1 Coupon Syn. Listed Tapped Mat.2 EEA3 LCR4
FR0013387362 CAISSE FRANÇAISE DE FINANCEMENT LOCAL 14/12/2018 14/12/2048 EUR 10,000,000 Other No Yes No HB Yes N/A
FR0013385788 CAISSE FRANÇAISE DE FINANCEMENT LOCAL 07/12/2018 07/12/2048 EUR 10,000,000 Fixed No Yes No HB Yes N/A
FR0013383585 Societe Generale SFH 30/11/2018 30/01/2025 EUR 750,000,000 Fixed Yes Yes No SB Yes 1
FR0013383346 BPCE Home Loan SFH 27/11/2018 27/11/2026 EUR 1,000,000,000 Fixed Yes Yes No SB Yes 1
FR0013382157 BPCE Home Loan SFH 21/11/2018 21/11/2038 EUR 25,000,000 Fixed No Yes No HB Yes No
FR0013371192 BPCE Home Loan SFH 02/11/2018 02/11/2038 EUR 25,000,000 Fixed No Yes No SB Yes No
FR0013375797 Arkéa Home Loans SFH 02/11/2018 04/03/2024 EUR 750,000,000 Fixed Yes Yes No SB Yes 1
FR0013368263 MMB SCF 31/10/2018 31/10/2025 EUR 500,000,000 Fixed No Yes No SB Yes 1
FR0013358843 Compagnie de Financement Foncier 30/10/2018 11/09/2028 EUR 100,000,000 Fixed Yes Yes Yes HB Yes N/A
FR0013378213 Crédit Mutuel - CIC Home Loan SFH 26/10/2018 26/10/2028 EUR 1,000,000,000 Floating No Yes No SB Yes 1
FR0013378239 Crédit Mutuel - CIC Home Loan SFH 26/10/2018 26/10/2028 EUR 1,000,000,000 Fixed No Yes No SB Yes 1
NSV025 La Banque Postale Home Loan SFH 24/10/2018 24/10/2034 EUR 15,000,000 Fixed No No No HB Yes N/A
NSV026 La Banque Postale Home Loan SFH 22/10/2018 22/09/2038 EUR 15,000,000 Fixed No No No HB Yes N/A
NSV024 La Banque Postale Home Loan SFH 19/10/2018 19/10/2038 EUR 20,000,000 Fixed No No No SB Yes N/A
FR0013372398 BPCE Home Loan SFH 18/10/2018 18/10/2028 EUR 5,000,000 Fixed No Yes No SB Yes No
FR0013372174 La Banque Postale Home Loan SFH 18/10/2018 18/10/2033 EUR 15,000,000 Fixed No Yes No HB Yes N/A
FR0013371531 BNP Paribas Home Loan SFH 11/10/2018 11/05/2026 EUR 1,100,000,000 Fixed Yes Yes No SB Yes 1
FR0013371499 BNP Paribas Home Loan SFH 11/10/2018 11/07/2027 EUR 1,100,000,000 Fixed Yes Yes No SB Yes 1
FR0013369667 La Banque Postale Home Loan SFH 04/10/2018 04/10/2028 EUR 750,000,000 Fixed Yes Yes No SB Yes 1
CH0435590382 Credit Agricole Home Loan SFH 03/10/2018 03/10/2028 EUR * 1,281,832,166 Fixed Yes Yes No SB Yes 1
FR0013368370 Credit Agricole Home Loan SFH 28/09/2018 29/08/2022 EUR 500,000,000 Fixed Yes Yes No SB Yes 1
FR0013368388 Credit Agricole Home Loan SFH 28/09/2018 28/09/2038 EUR 1,000,000,000 Fixed Yes Yes No SB Yes 1
FR0013358843 Compagnie de Financement Foncier 11/09/2018 11/09/2028 EUR 1,000,000,000 Fixed Yes Yes No HB Yes N/A
FR0013358496 Societe Generale SFH 11/09/2018 11/09/2023 EUR 750,000,000 Fixed Yes Yes No SB Yes 1
FR0013358199 Credit Agricole Public Sector SCF 10/09/2018 10/10/2025 EUR 500,000,000 Fixed Yes Yes No SB Yes 1
1 - 25 of 1041 First | < Previous | Next > | Last

(1) Please note that the face value of this bond has been converted into EUR values on the 15th of January of the current year (where the exchange rate protocol takes the ECB bilateral exchange rate on the last business day of the previous year) in order to facilitate the comparison across issuances and to increase the overall transparency of the website. Nevertheless, you will be able to check the original currency by directly clicking on the covered bond.

(2) Mat. - Maturity profile

HB - Hard bullet
Hard bullet covered bonds are repaid on the scheduled maturity date. Neither the documentation nor the legal framework contain provisions for a maturity extension. Failure to repay the final redemption amount of a hard bullet covered bond on the scheduled maturity date could trigger the default of the relevant covered bonds and, possibly, the liquidation of the cover pool depending on the respective national insolvency rules.

SB - Soft bullet
Soft bullet covered bonds have a scheduled maturity date and an extended maturity date. If objective, predefined and transparent criteria have been met , the maturity of a soft bullet covered bond can, and in some cases will automatically, be prolonged up to the extended maturity date. During the extension period, the covered bond may be redeemed using cover pool proceeds. Failure to repay a covered bond on the extended maturity date triggers the default of the relevant extended covered bonds (unless multiple extensions are allowed).

CPT - Conditional pass-through
Conditional pass-through (CPT) covered bonds have a scheduled maturity date and an extension mechanism. By itself, the failure to repay the CPT covered bond on the scheduled maturity date does not lead to an acceleration of this covered bond but to an extension of the maturity date of this and potentially other relevant covered bonds. The extension requires that objective, predefined and transparent criteria are met. In such circumstances the maturity of a CPT covered bond can be prolonged to the extended maturity date, which is typically linked to the maximum legal maturity of the underlying assets. During the extension period, cash-flows received or generated from the cover assets will be distributed to the covered bonds investors. Regular attempts are in general made to sell the cover pool assets to redeem the covered bonds . Such sales are subject to predefined criteria intended to protect the interests of all investors under the same programme. In certain jurisdictions and programmes, CPT covered bonds may feature an initial soft bullet extension

(3) European Economic Area (EEA) or non-EEA. While all the non-EEA labelled programmes’ quality standards will be fully aligned to the Covered Bond Label Convention, to Article 129 of the Capital Requirements Regulation (CRR) and to the definitions in the Liquidity Coverage Requirements (LCR) with the exception of being based in the EEA, i.e. they will present similar legislative safeguards from a qualitative and supervisory point of view to those in Europe, these bonds will present different characteristics, for example in terms of risk weights. Therefore, non-EEA Labels will be identified on the Label website by using a different graphic solution.

(4) The issuer believes that, at the time of its issuance and based on transparency data made publicly available by the issuer, this bond would satisfy the eligibility criteria for its classification as a Level 1 or Level 2 asset in accordance with Chapter 2 of the LCR delegated act. It should be noted that whether or not a bond is a liquid asset for the purposes of the Liquidity Coverage Ratio under Regulation (EU) 575/2013 is ultimately a matter to be determined by a relevant investor institution and its relevant supervisory authority and the issuer does not accept any responsibility in this regard.

Sustainable covered bond. A Covered Bond Labelled sustainable covered bond is a covered bond that is fully compliant with the Covered Bond Label Convention, and also includes a formal commitment by the issuer to use an amount equivalent to the proceeds of that same covered bond to (re)finance loans in clearly defined environmental (green), social or a combination of environmental and social (sustainable) criteria. Covered Bond Labelled sustainable covered bond programs are based on their issuer’s sustainable bond framework which has been verified by an independent external assessment. The issuer strives, on a best efforts basis, to replace eligible assets that have matured or are redeemed before the maturity of the bond by other eligible assets.
[Against this background, please note that the EMF-ECBC is currently working on market initiatives which will ultimately define European criteria for energy efficiency covered bonds and sustainability standards]

IMPORTANT NOTICES

(i) The Product Information displayed on this Site has been uploaded by the Issuers of the relevant Products. None of the information displayed on this Site shall form the basis of any contract. Any User of this Site will be required to acknowledge that it has not relied on, or been induced to enter into any contract by, any representation or warranty.

(ii) The Covered Bond Label Foundation has not independently verified the Product Information displayed on this Site. Accordingly, no representation, warranty or undertaking, express or implied, is made, and no responsibility is accepted, by the Covered Bond Label Foundation as to or in relation to the accuracy or completeness or otherwise of such Product Information."

(iii) The information provided on or accessible through the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law, or which would subject us or any Issuer, to any authorisation, registration or other requirement within such jurisdiction. You agree not to use or export the information or materials available on or through this Site in violation of laws in your jurisdiction.

TERMS OF USE

SECTION A. INVESTOR T&Cs

1. DIRECTORY SERVICES


2. USE OF MATERIALS


3. LINKS FROM AND TO OUR SITE


SECTION B. ISSUER T&Cs

1. DIRECTORY SERVICES AND LABEL


2. PRODUCTS


3. UPLOADING INFORMATION TO OUR SITE


4. LINKING TO OUR SITE


5. SECURITY


6. DOWNLOADING OF ISSUER PROFILES FROM OUR SITE


SECTION C. GENERAL T&Cs

1. SITE ACCESS


2. INTELLECTUAL PROPERTY


3. SITE CHANGES


4. OUR LIABILITY


5. INFORMATION ABOUT YOU AND VISITS TO OUR SITE


6. VIRUSES, HACKING, OTHER OFFENCES


7. JURISDICTION AND APPLICABLE LAW


8. VARIATIONS


9. CONTACTS


SECTION D. CBFL ACCEPTABLE USE POLICY


1. PROHIBITED USES

You may use the Site for lawful purposes only. You may not use the Site:


You also agree:


2. CONTENT STANDARDS


Information must:


Information must not:


3. SUSPENSION AND TERMINATION

We will determine, at our sole discretion, whether your use of the Site has caused a breach of the Policy. When a breach of the Policy has occurred, we may take such action as we deem reasonable.

Failure to comply with the Policy will constitute a material breach of our Terms of Use upon which you are permitted to use the Site, and may result in us taking any of the following actions:


4. DOWNLOADING AND USE OF INFORMATION FROM OUR SITE


5. CHANGES TO THE POLICY

We may revise the Policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in the Policy may also be superseded by provisions or notices published elsewhere on the Site.

SECTION E. CBLF PRIVACY POLICY

Covered Bond Label Foundation (CBLF) Privacy Policy